MUHAMMAD, Al Fatih. Student Acceptance of the BYOND by BSI Digital Banking Application: A TAM-Based Descriptive Study. International Conference on Digital Business Innovation and Technology Management (ICONBIT), [S. l.], v. 1, n. 2, 2025. Disponível em: https://proceeding.unesa.ac.id/index.php/iconbit/article/view/5501. Acesso em: 25 nov. 2025.