Bahtiar , Muhammad Yusuf, Hanif Rani Iswari, and Ahmad Fairuzabadi. 2025. “Transforming Budgeting Practices in the Digital Economy: A Systematic Review of Technological Advances and Digital Literacy”. International Conference on Digital Business Innovation and Technology Management (ICONBIT) 1 (2). https://proceeding.unesa.ac.id/index.php/iconbit/article/view/5783.