Nihaya IU, Kautsar A, Haryono NA, Kusumawati ND, Angriani ZN S. User Preferences in Digital Financial Services: Evidence from Digital Banking Platforms. IMMERSIVE [Internet]. 2025 Nov. 18 [cited 2026 Jan. 22];3(1). Available from: https://proceeding.unesa.ac.id/index.php/immersive/article/view/7131