A. R. N. Azizah and Nadia Asandimitra Haryono, “Pengaruh Financial Literacy, Financial Technology, Self Control, Hedonic Lifestyle, Income, dan Optimism Terhadap Financial Behavior Pengguna TikTok di Jawa Timur”, Semin. Nas. Manaj., vol. 11, no. 1, Oct. 2026.