Internal Control System On The Giving Of Rakyat Usaha Credit (KUR) PT Bank Rakyat Indonesia (Persero), Tbk.

Penulis

  • Andrean Rafliansyah Putra Ismanto Universitas Negeri Surabaya
  • Merlyana Dwinda Yanthi State University of Surabaya

Kata Kunci:

Internal control system, Online submission, BRI Bank, Rakyat Usaha Credit (KUR)

Abstrak

This research aims to overcome the problems that exist in BRI Bank, and find out how the internal control system of KUR lending through online submission has recovered from the system maintenance period. This research method uses Qualitative with a Case Study approach, using data collection techniques, namely interviews, documentation, and observation. The results showed that the internal control system in the provision of KUR credit through online submission already exists but is not optimal. With this research, the results of observations and proposals for the internal control system in granting credit with online submissions can become a reference in carrying out online submissions on KUR loans at PT Bank Rakyat Indonesia (Persero), Tbk.

Referensi

Alwi, H. H., Parmitasari, N. A., & Pamungkas, I. D. (2021). The Role of Non-Performing Asset, Capital, Adequacy and Insolvency Risk on Bank Performance: A Case Study in Indonesia. Journal of Asian Finance, Economics and Business, 8(3), 319-329. https://doi.org/10.13106/jafeb.2021.vol8.no3.0319

Aura, K., Karunia, D., & Saparuddin. (2022). THE ROLE OF RACIAL USAHA CREDIT (KUR) ON THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) (Case Study on Contemporary Drink MSMEs in the South Jakarta Area). 1(1), 79-93.

Cahyani, A. P., & Iswanaji, C. (2021). Analysis of the Internal Control System for People's Business Credit Submission at Bank Jateng Magelang Coordinator Branch. Jesya (Journal of Sharia Economics & Economics), 4(1), 448-458. https://doi.org/10.36778/jesya.v4i1.359

F. F. D. Pasalbessy, V. (2021). Implementation of the Internal Control System for Lending at Pt. Bank Perkreditan Rakyat (Bpr) Phidectama Biak. Journal of Economics and Business, 12 (1), 55-72. https://doi.org/10.55049/jeb.v12i1.72

Maslikhah, D. V., Zuhroh, I., & Hadi, S. (2021). The Effect of People's Business Credit (Kur) on Micro Business Development (Study on Customers of Bank Rakyat Indonesia Kesamben Unit, Blitar Regency). Journal of Financial Economics & Investment, 1(1), 34-46. https://doi.org/10.22219/jofei.v1i1.18183

Sunarso. (2022, July 12). BRI KUR Distribution Effectively Helps MSMEs Develop Business. SOE. https://bumn.go.id/media/news/detail/penyaluran-kur-bri-efektif-bantu-umkm-kembangkan-usaha

Diterbitkan

2024-04-29

Cara Mengutip

Putra Ismanto, A. R. ., & Yanthi, M. D. (2024). Internal Control System On The Giving Of Rakyat Usaha Credit (KUR) PT Bank Rakyat Indonesia (Persero), Tbk. Proceeding International Economic Conference of Business and Accounting, 1(01), 232–241. Diambil dari https://proceeding.unesa.ac.id/index.php/iecba/article/view/523

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