The influence of financial literacy, gender, lifestyle and financial attitudes on financial management (a study on student of the faculty of economics and business UNESA)

Abstract

Financial management for students is important. Because this will have an impact on his welfare in the future. This research aims to analyze the influence of financial literacy, gender, lifestyle and financial attitudes on financial management. This type of research is quantitative with the data source coming from questionnaires distributed online via gfrom. The population of this research was students from the Faculty of Economics and Business at UNESA, then samples were taken with a total of 210 students using the purposive sampling method. The data analysis technique used is multiple linear regression analysis using IBM SPSS version 25. The results of the research are that financial literacy influences student financial management, the gender variable has no influence on student financial management, lifestyle has no influence, and financial attitudes influence financial management. student. The implication of this research is that the financial management of UNESA Faculty of Economics and Business students is more influenced by financial literacy and financial attitudes. This shows that the courses given at college have provided adequate knowledge about financial management, so that later it is hoped that students will be able to control financial management through the level of financial literacy possessed by each individual as well as being wise in their financial attitudes.